member services

Frequently-Asked-Questions

  1. What is the ERS?
  2. Are employee contributions required?
  3. What does a defined benefit retirement plan mean?
  4. Does the Commission make a contribution?
  5. How does being IRS qualified affect you as a member?
  6. Who oversees the ERS?
  7. Where is the money; is it protected?
  8. How much of my pension benefit comes from my contributions?
  9. Is there a maximum amount of credited service I can earn?
  10. When do I start paying income taxes on my retirement annuity?
  11. How does accumulated sick leave affect my benefit?
  12. Are loans possible from the plan?
  13. What if I don’t leave a surviving spouse or children?
  14. When can I expect to receive my first retirement check?
  15. How do I apply for retirement benefits?
  16. Is there a cost-of-living adjustment to protect against inflation?
  17. Is there life insurance when I retire?
  18. When is the best time to retire?
  19. What deductions are taken from my retirement check?
  20. Can I have my benefit check directly deposited into my bank?
  21. Is there Disability Retirement?
View All