survivors AND BENEFICIARIES

Direct Deposit

Direct Deposit is not applicable for lump sum death benefits which are paid via paper check.

Direct deposit ensures timely delivery of retirement benefits and eliminates the chance of a lost or stolen check. The ERS strongly encourages survivors to sign up for direct deposit by completing the Form, Electronic Deposit Authorization.

  • A voided personal check (checking account) or account deposit ticket (savings account) with the survivor's name pre-printed on it is required.
  • The survivor's banking institution may help complete the form.
  • The form must be signed by the survivor.
Survivors can change the direct deposit account by completing another form. Changes must be submitted to the ERS before the 10th day of the month preceding the month of payment. Changes received after the 10th may not be processed until the following month.

To learn about the advantages of direct deposit and the ERS' policies regarding paper checks, refer to the Fact Sheet, Important Notice Regarding Direct Deposit.